Credismart 2.28.90-general-release

Credismart 2.28.90-general-release

Bowpi  ❘ Freeware
Android
Latest Version
2.28.90-general-release
Safe to install

Immediate loans from your app, lending you up to Q25,000 in cash, with just a few taps!

How does it work?
1) Download the app and complete your credit application. Receive a response within minutes.
2) Receive your credit directly into your bank account.

How do I repay my credit?
1) With a debit card by requesting a neolink.
2) 5B ATMs.
3) Banrural or Caja Rural agencies.
4) Credichapin agencies.

About our loans:

  • Smart customers can choose the term through an integrated loan calculator in the app based on the monthly installment they desire.
  • The minimum period for repaying the loan is 6 months.
  • The maximum period for repaying the loan is 36 months.
  • Loans have a 10% administrative fee for disbursement charges.
  • Maximum term: 36 months.
  • APR (Annual Percentage Rate, including interest rate and all annual costs): from 67.2% to 106%, including administrative expenses.
  • Depending on the approved credit amount, the customer can choose the term.
  • The customer can make early payments without additional charges.

Representative Example:
For an approved credit of Q1,200 with a term of 12 months (1 year), it includes the following charges and interests:
- Q120 administrative fees (10% of the approved amount)
- Q60 IGS service
- Q214 life and medical insurance
- 73.92% annual interest rate
- Resulting in a monthly installment of Q144.39
At the end of the term, the total payment for the credit would be Q2,126.

Privacy Policy: Privacy and Security

Questions?
We are available for any clarification you may need.
Email: [email protected]
Website: www.credismart.com.gt
WhatsApp: 3233-9980
Phone: 2323-0600
Address: 3A avenue, 13-78, zone 10, Citibank Tower, 7th level, Guatemala City, Guatemala

Privacy and Permissions:
When you download Credismart, we will ask you for permission to access your camera and location for identity verification purposes. Your information will not be shared or used without your consent.

Overview

Credismart is a Freeware software in the category Business developed by Bowpi.

The latest version of Credismart is 2.28.90-general-release, released on 07/23/2025. It was initially added to our database on 06/10/2024.

Credismart runs on the following operating systems: Android.

Credismart has not been rated by our users yet.

FAQ

What is Credismart?

Credismart is a financial management tool developed by Bowpi that helps users manage their credit and improve their financial health.

How does Credismart work?

Credismart works by analyzing users' credit data, providing personalized insights, and offering tools to help them understand and improve their credit scores.

Is Credismart free to use?

Credismart offers a free basic version with essential features, while additional premium features may require a subscription.

What features does Credismart offer?

Credismart includes features such as credit score tracking, personalized tips for credit improvement, budgeting tools, and alerts for changes in credit reports.

Can I access my Credismart account on mobile?

Yes, Credismart is available on both desktop and mobile platforms through a responsive website or dedicated app.

How secure is my information with Credismart?

Credismart uses industry-standard encryption and security measures to protect users' personal and financial information.

Does Credismart provide credit repair services?

While Credismart assists with credit management and improvement tips, it does not directly offer credit repair services.

Can I link my bank accounts to Credismart?

Yes, users can link their bank accounts to track spending and budgeting directly within the Credismart platform.

How do I cancel my Credismart subscription?

To cancel your subscription, you can log into your account settings and follow the cancellation process outlined there.

Where can I get customer support for Credismart?

Customer support for Credismart can be accessed through the website's help center, email support, or by visiting their social media pages for assistance.

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