Credismart 2.27.88-general-release

Immediate loans from your app, lending you up to Q25,000 in cash, with just a few taps!

How does it work?
1) Download the app and complete your credit application. Receive a response within minutes.
2) Receive your credit directly into your bank account.

How do I repay my credit?
1) With a debit card by requesting a neolink.
2) 5B ATMs.
3) Banrural or Caja Rural agencies.
4) Credichapin agencies.

About our loans:

• Smart customers can choose the term through an integrated loan calculator in the app based on the monthly installment they desire.
• The minimum period for repaying the loan is 6 months.
• The maximum period for repaying the loan is 36 months.
• Loans have a 10% administrative fee for disbursement charges.
• Maximum term: 36 months.
• APR (Annual Percentage Rate, including interest rate and all annual costs): from 67.2% to 106%, including administrative expenses.
• Depending on the approved credit amount, the customer can choose the term.
• The customer can make early payments without additional charges.

Representative Example:
For an approved credit of Q1,200 with a term of 12 months (1 year), it includes the following charges and interests:
- Q120 administrative fees (10% of the approved amount)
- Q60 IGS service
- Q214 life and medical insurance
- 73.92% annual interest rate
- Resulting in a monthly installment of Q144.39
At the end of the term, the total payment for the credit would be Q2,126.

Privacy Policy: Privacy and Security

Questions?
We are available for any clarification you may need.
Email: [email protected]
Website: www.credismart.com.gt
WhatsApp: 3233-9980
Phone: 2323-0600
Address: 3A avenue, 13-78, zone 10, Citibank Tower, 7th level, Guatemala City, Guatemala

Privacy and Permissions:
When you download Credismart, we will ask you for permission to access your camera and location for identity verification purposes. Your information will not be shared or used without your consent.